Five good signs you are financially compatible with your partner.



 Discuss your approach to saving, budgeting and financial planning to ensure you're an ideal match.

    Pretty sure determine if your partner shares your financial values.

 While kindness, intelligence, humor and shared interests are crucial attributes single people often look for in a partner, taking stock of whether you're financially compatible can help you build the foundation of a healthy relationship.

         With study after study showing that disagreements on important money matters can lead to significant damage to a relationship and, in many cases, divorce, ensuring you and your partner are on the same page is key.

  In fact, a 2020 survey from the financial education company Ramsey Solutions found that money issues are the second leading cause of divorce, after infidelity.

  So, if you want to make sure you and your partner are a financially compatible couple, look for these telltale signs.

1. You talk openly about your finances.

  If you or your partner routinely hide spending habits from one another, that's a problem.

   This behavior is called financial infidelity, says Derek Hagen, a certified financial planner and owner of Hagen Financial, a financial planning and coaching firm Minnesota.

  While keeping financial secrets may not seem like a deal-breaker, it could signal distrust in your relationship.     

       Financial infidelity usually happens because a couple fights a lot about money and one partner views it better to hide financial facts than to have a discussion or fight.

   To build trust, make sure to disclose your financial information, including any debts you have, your credit scores and your plans for saving for retirement.

 2. You have a similar financial upbringing.

 When one person in the marriage comes from a more wealthy family, they can have much higher expectations of standard of living.

   This is especially troublesome for young couples, where they may not yet be able to afford the same lifestyle as their parents.

   That said, if you grew up in a less-affluent neighborhood than your partner, it doesn't mean you won't be a money-conscious and supportive couple, but adjusting your financial outlooks may take some work.

  3. You share the same future financial goals.

  By any chance ,if you have different financial objectives, this could be a red flag for issues later on.

   When the goals are vastly different, it's best to start where you agree and move outward from there.

  Taking a win-win collaborative approach is better than a compromise, where both feel they have won on one thing, but lost on another.

 4. You have the same financial comfort zones.

When each have a financial comfort zone, a place where our savings, debt, earnings or expenses typically live.

  A couple will start off in the same financial comfort zone, but over the years, you or your partner isn't as happy because you're no longer making as much money.

  Or perhaps your partner is earning more, but one of you is unsatisfied with how the money is being spent.

  Often, I will see clients self

sabotage when they grow out of their comfort zone or become obsessive when below their comfort zone.

   Pretty much , if a married couple has vastly different comfort zones, it can feel like your spouse is a financial weight or a greedy, nagging lunatic.

5. You take financial responsibility for shared expenses.

       When it comes to budgeting with your partner, do you feel confident that you spend within your means and never lecture each other about your money-management strategy as a couple? If so, you're on a good track. On the other hand, if you constantly chide your partner for overspending and bringing in too little, this has the potential to cause a lot of stress.

    Blaming your spouse for financial trouble isn't helpful in solving the problem or having a happy marriage.

Lastly, On the other hand, if you constantly chide your partner for overspending and bringing in too little, this has the potential to cause a lot of stress.

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